Gross and net yield, monthly cash flow with a loan, and the area’s median yield computed from listings.
The property
The purchase
Computed with the notary fee simulator; you can change them.
The letting
What you pay and cannot pass on to the tenant.
The financing
Gross yield
0 %
Net yield
0 %
Total cost (price + notary + works)
86,180,760 DZD
Net yearly income
0 DZD
Amount borrowed
83,180,760 DZD
Monthly instalment
620,173 DZD
Monthly cash flow
-620,173 DZD
Cash-on-cash return
-248.1 %
Gross = 12 months of rent ÷ price. Net = rent of the let months − charges − tax − insurance, ÷ total cost. Before income tax on rents.
Area yield
Not enough homes for sale and to let here yet to compute an area yield.
Gross yield
Gross yield compares a year of rent with the purchase price. It is the most quoted figure and handy to compare properties, but it ignores purchase costs, charges and empty months.
Net yield
Net yield starts from the rent actually collected (without the empty months), takes off the charges you cannot pass on, property tax and insurance, and divides by the total cost: price, notary fees and works.
Cash flow and cash-on-cash return
With a loan, cash flow is what is left each month after the instalment. The cash-on-cash return divides that yearly cash flow by the money you put in yourself.
The area yield
It is computed every night from published listings: median rent per m² of the rentals of the last 12 months divided by the median sale price per m² of the latest published month, for the commune, else the wilaya, else the country. It only shows when both samples are large enough.